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Watch the Latest Appraisal
News Headlines - HVCC appraisal

Primer on Appraisals - ASB, TAF, BPO, AVM, AQB, HVCC, AMC, and HUD's Changes
Mortgage News Daily
We have HVCC - which Fannie and Freddie must use - which prohibits anyone in the origination side from ordering, selecting, or speaking to an appraiser. So many lenders moved to the AMC model. And who oversees the whole HVCC process? The CFPB.


How Does The Dodd-Frank Act Impact The Appraisal Process?
Prior to the Dodd-Frank Act, the appraisal process was most recently regulated by the terms of the 2009 Home Valuation Code of Conduct (HVCC), which required that mortgage lenders use a third party when obtaining an appraiser to complete an appraisal.

Appraisal Buzz (press release) (registration) (blog)

An appraiser's thoughts on the repeal of Dodd-Frank
Appraisal Buzz (press release) (registration) (blog)
Will things go back to the way they were before Dodd-Frank, or even before the HVCC (Home Valuation Code of Conduct)? What about those unintended consequences that arose from these two pieces of legislation? It's anyone's guess as to what Donald ...

and more »

Appraisal Buzz (press release) (registration) (blog)

Modernizing Appraisals and the Future of the Industry
Appraisal Buzz (press release) (registration) (blog)
HVCC and subsequently the AIR (appraisal independence requirements) components of Dodd Frank left an indelible mark on the appraisal profession. For the past 9 years practically every stakeholder has done their best to avoid compliance with AIR.

and more »

Mortgage News Daily

Congress Hears Appeals to Fix Dysfunctional Appraisal System
Mortgage News Daily
Insure the independence of the appraisal process. "The Home Valuation Code of Conduct (HVCC) and subsequently the AIR (appraisal independence requirements) components of Dodd Frank left an indelible mark on the appraisal profession. For the past 9 ...

and more »

Shawnee Mission Post

Mortgage 101: Appraisers hold power — sometimes too much power
Shawnee Mission Post
The Home Valuation Code of Conduct (HVCC), which went into effect April 30, 2009, is a bill designed to create a higher level of integrity of work surrounding real estate appraisals. This was part of many regulations imposed following the housing ...


How to deal with low-ball appraisals
Or, 'Thank you for not allowing the lender (to take too much risk,” said Lance Siegel, president of Lake Forest-based HVCC Appraisal Ordering Inc. Siegel, who provides appraisal management services nationwide, has 250 independent appraisers on his ...

Mortgage Rates & Trends (blog)

HVCC Replaced, Fannie Mae Releases New Appraisal Guidelines
Mortgage Rates & Trends (blog)
This morning, the Federal Reserve replaced the Home Valuation Code of Conduct (HVCC). The HVCC was a much-maligned system of rules governing home appraisals that were designed to increase the independence of appraisers from interested parties ...

and more »

Appraisal Buzz (press release) (registration) (blog)

Challenges and Changes of a Real Estate Appraiser
Appraisal Buzz (press release) (registration) (blog)
Crabtree: Speaking as a residential appraiser, I would opine that the one specific thing that changed the profession forever was the advent of HVCC / Dodd-Frank that gave rise to Appraisal Management Companies. Not until Dodd-Frank is either repealed ...

and more »


Appraisal hypocrisy hits home
Part of the HVCC solution was to create a firewall between the appraiser and the loan agent. It is forbidden for any originator to pick an appraiser. Honest, independent appraisers and their like-minded customers were being punished for unscrupulous ...

and more »
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