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News Headlines - Savings Rate

Wall Street Journal (subscription) (blog)

Let's Increase the Default Savings Rates on 401(k)s
Wall Street Journal (subscription) (blog)
One thing that has shown some promise in the U.S. among workers who have access to defined-contribution retirement plans where they work, such as 401(k) or 403(b) plans, is to raise the default savings rate for participants. Retirement-plan ...

Participants Must Be 'Nudged' Toward Higher Savings Rates
The firm points out that participants accepted the default savings rate at roughly the same level, whether it was set at 3% or 12%. Moreover, those who choose their own savings level tended to opt for higher rates over the plan sponsor's chosen default.

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Now new savers can earn the top savings rate, too
An online bank has just done a big favor for new savers -- or those with just a bit of cash to stash. DollarSavingsDirect, the online division of New York-based Emigrant Bank, has raised the rate on its Dollar Savings Account to 1.25% APY. That's the ...

The Hill (blog)

Want to boost your retirement savings? A little nudge can help
The Hill (blog)
There are four primary default options used in DC plans today: automatic enrollment, where the default is participating in the plan; the default saving rate; the default investment option, which is oftentimes a target-date fund; and automatic ...

Rate changes could affect future solar savings - News - Natick ...
Wicked Local Natick
THE ISSUE: Eversource is seeking state approval for rate changes.LOCAL IMPACT: Some people worry some changes could affect the economic incentive to ...

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This is Money

Savings rates rise - but not in branches | This is Money
This is Money
Savers who prefer to stick to High Street accounts are being left out in the cold. A flurry of accounts paying top rates of interest are mostly available only to those ...

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This is what homeowners did with their savings on variable mortgage rates
Today's ARM borrowers, however, may treat the windfall they receive from their mortgage-related savings differently to those who saw their rates fluctuate between 2010 and 2012, said Mat Ishbia, president and chief executive of lender United Wholesale ...

Market Realist

Quest Diagnostics Projects Run Rate Savings by End of 2017
Market Realist
Quest Diagnostics (DGX) has projected a run rate savings worth $1.3 billion by the end of 2017. In 2016, it managed to save up to $1.1 billion by implementing the Invigorate program. It has enabled the company to face a wage bill worth $3.0 billion and ...

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Is it possible to have too much savings?
A savings rate of 15% for your working life will usually be sufficient for retirement. This couple on Reddit is close to that now, says David Haraway, principal of Substantial Financial in Colorado Springs, Colo. “Money that will be used soon for a ...

Savings rates are on the rise: where to find the best deals | Money ...
Money Observer
We round-up the best savings rates for easy-access accounts, cash Isas and fixed rate bonds.

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