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HousingWire

“Whole-tail” lenders: The entire premise of BRAWL is flawed
HousingWire
And loanDepot isn't the only wholesale lender standing up to BRAWL. The top U.S. lender of 2016, measured by HMDA loan volume on purchases and refis, said the whole concept of BRAWL is an embarrassing attempt to obscure another, harsher reality. “The ...


HousingWire

Mortgage brokers should focus on protecting their business in 2018
HousingWire
Now that 2017 is essentially in the books, mortgage brokers throughout the country have already begun shifting their focus to getting a solid start on their 2018 business. In addition to implementing new technologies and processes, brokers should make ...

and more »

HousingWire

THL Invests in G-Rate; Fair Lending and HMDA News
Mortgage News Daily
Tammy Butler, Master CMB, LSS Black Belt, and CEO of Fair Lending Diversity, Inc., writes, "As most lenders know, Fair Lending Training is required of all financial service employees each year. Wholesale lenders must also ensure that their TPOs have ...
Your top 10 HMDA questions answered: Part 3HousingWire

all 3 news articles »

Mortgage Professional America

BRAWL gaining ground in fight against 'whole-tail' lending
Mortgage Professional America
This practice steals the customer from the broker without them knowing – and all future business, the multiple transactions they might make. The whole-tail lender is now the primary contact. They're now doing all those future loans. The customers went ...


HousingWire

United Wholesale Mortgage promotes broker growth through marketing and technology
HousingWire
That broker-first commitment translates to impressive results for UWM's brokers, who grew their business by 23% over the last year, as the larger industry declined by 17%. And UWM's structure as a wholesale-only lender means that their brokers' clients ...

and more »

Economic Times

Liquidity and global recovery can make 2018 the wildest year of rally: Saurabh Mukherjea, Ambit Capital
Economic Times
If you are a wholesale market funded lender, your funding cost will go up quite materially over the next 12 months. Already we have seen the 10-year Gsec move up quite sharply over the last three-four months at the short end of the cure three months CP ...

and more »

National Mortgage Professional Magazine

The Mortgage Matrix
National Mortgage Professional Magazine
Since 2009, I've been writing about an important industry topic where I predict the future of the residential mortgage market, primarily pertaining to the wholesale lending channel. I believe this is the most important message anyone can share in our ...


Lender/Appraiser Product; Investor Disaster Updates; Movement's Penalty
Mortgage News Daily
New Leaf Wholesale: For the California wildfires, if the subject property is in the counties/impacted areas with a completed appraisal dated prior to the incident start date, a 1004D re-inspection completed by the Appraiser must certify that the ...


Moneycontrol.com

Rural Electrification well positioned to be a wholesale bank, says lender's head
Moneycontrol.com
The Report of the Committee on Financial Sector Reforms, chaired by Former RBI Governor Raghuram G Rajan, had made a notable argument that on the wholesale side, the financial sector has not been able to meet the scale or sophistication of the needs of ...

and more »

News From NAMB: December 8, 2017
National Mortgage Professional Magazine (blog)
Acting Director Mick Mulvaney has begun reshaping the CFPB. His first act was to place a freeze on any new hiring and regulatory action. This week, Mulvaney appointed Brian Johnson, an attorney and aide to House Financial Services Committee Chairman ...

and more »
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